Entries by paulseager

Considering a Buy-to-Let Mortgage: First-Time Buyers Guide

The UK private rental market has increased dramatically since the turn of the century, more than doubling from 2 million homes in 2000 to 4.6 million in 2022. While there was a slight decline during and in the aftermath of the pandemic, the long-term trend remains upwards. Consequently, it is easy to see why this […]

Securing a mortgage: New build homes, first-time buyers market

Schemes for first-time buyers We know that first-time buyers are the lifeblood of the property market, but many are struggling to find the required deposit. This is just one of numerous challenges for first-time buyers, but the government and the industry have stepped forward with several supportive schemes.  While the Help to Buy scheme proved […]

Securing Mortgages for Self Employed with No Accounts

In line with self-employment trends, demand for mortgages for self-employed without accounts has increased in recent years. Over the last 40 years, the self-employment market has expanded dramatically, doubling from 2 million to over 4 million in 2022. The figure peaked at 5 million people just before the Covid pandemic, although, despite economic challenges, the […]