General insurance covers events that may or may not happen, such as accident, fire or theft, as opposed to life assurance, which covers an event that will definitely happen sooner or later, such as retirement or death.

The aim of taking out any insurance policy is to compensate you following a loss so that you are, in general, as well off – but no better off – than you were before the loss occurred.

The following products are all different categories of General Insurance:-

• Home Insurance
• Contents Insurance
• Car Insurance
• Pet Insurance
• Travel Insurance
• ASU (Accident, Sickness and Unemployment)
• Commercial Insurance
• Payment Protection Insurance (PPI)